Welfare broker

DENNIS A. WALES, LLC

Mailing address (most recent filing)

1418 SPYGLASS DR

MANSFIELD, TX 76063

Total comp: $56K
Commissions: $55K
Fees: $1K
Filings: 1
Sponsors: 1

Carrier mix

Where DENNIS A. WALES, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

FAIR AMERICAN INSURANCE AND REINSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
FAIR AMERICAN INSURANCE AND REINSURANCE COMPANY	1	$426K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$426K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DENNIS A. WALES, LLC's plans by broker comp / premium ratio. Median 13.26% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DENNIS A. WALES, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DENNIS A. WALES, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TEXAS REFINERY CORP TEXAS REFINERY CORP HOSP/SURG/MED/LIFE	TX	$426K	$56K	FAIR AMERICAN INSURANCE AND REINSURANCE CO