Welfare broker

J DEMPSEY INCORPORATED

Mailing address (most recent filing)

PO BOX 1428

ANN ARBOR, MI 48104

Total comp: $25K
Commissions: $18K
Fees: $7K
Filings: 7
Sponsors: 7

Carrier mix

Where J DEMPSEY INCORPORATED places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$89K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$89K	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of J DEMPSEY INCORPORATED's plans by broker comp / premium ratio. Median 26.19% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of J DEMPSEY INCORPORATED's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where J DEMPSEY INCORPORATED is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TLC COMMUNITY CREDIT UNION TLC CCU GROUP HEALTH & WELFARE PLAN	MI	$89K	$23K	METROPOLITAN LIFE INSURANCE COMPANY