Welfare broker

DEMOREAY BENEFIT ADMIN INC

Mailing address (most recent filing)

1487 COURTYARD PL

CENTERVILLE, OH 45458

Total comp: $6K
Commissions: $6K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where DEMOREAY BENEFIT ADMIN INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERICAN UNITED LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERICAN UNITED LIFE INSURANCE COMPANY	1	$40K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$40K	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DEMOREAY BENEFIT ADMIN INC's plans by broker comp / premium ratio. Median 15.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DEMOREAY BENEFIT ADMIN INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DEMOREAY BENEFIT ADMIN INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KIRK NATIONALEASE ADMINISTRATION COMPANY KIRK NATIONALEASE ADMINISTRATION COMPANY HEALTH CARE PLAN	OH	$40K	$6K	AMERICAN UNITED LIFE INSURANCE COMPANY