Welfare broker

DEMORAY BENEFIT ADMINISTRATORS INC

Mailing address (most recent filing)

1487 COURTYARD PL

CENTERVILLE, OH 45458

Total comp: $57K
Commissions: $57K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where DEMORAY BENEFIT ADMINISTRATORS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY66.7%
PAN-AMERICAN LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	2	$123K	66.7%
PAN-AMERICAN LIFE INSURANCE COMPANY	1	$635K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	3	$758K	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DEMORAY BENEFIT ADMINISTRATORS INC's plans by broker comp / premium ratio. Median 15.00% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of DEMORAY BENEFIT ADMINISTRATORS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where DEMORAY BENEFIT ADMINISTRATORS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CROWN PACKAGING CORPORATION CROWN PACKAGING CORPORATION EMPLOYEE BENEFITS PLAN	OH	$635K	$30K	PAN-AMERICAN LIFE INSURANCE CO.
JACKSON TUBE SERVICE, INC. JACKSON TUBE SERVICE, INC. HEALTH AND BENEFIT PLAN	OH	$89K	$15K	UNITED OF OMAHA LIFE INSURANCE COMPANY
JACKSON TUBE SERVICE, INC. JACKSON TUBE SERVICE INC. LONG TERM DISABILITY PLAN	OH	$34K	$5K	UNITED OF OMAHA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITED OF OMAHA LIFE INSURANCE COMPANY

$123K

66.7%

PAN-AMERICAN LIFE INSURANCE COMPANY

$635K

33.3%

State

Plans

Premium

State share

Index

$758K

0.0%

7.72x

Sponsor

Loc

Premium

Comp

Carrier

CROWN PACKAGING CORPORATION

CROWN PACKAGING CORPORATION EMPLOYEE BENEFITS PLAN

$635K

$30K

PAN-AMERICAN LIFE INSURANCE CO.

JACKSON TUBE SERVICE, INC.

JACKSON TUBE SERVICE, INC. HEALTH AND BENEFIT PLAN

$89K

$15K

UNITED OF OMAHA LIFE INSURANCE COMPANY

JACKSON TUBE SERVICE, INC.

JACKSON TUBE SERVICE INC. LONG TERM DISABILITY PLAN

$34K

$5K

UNITED OF OMAHA LIFE INSURANCE COMPANY