Welfare broker

DEMETRIUS G NAVARRO

Mailing address (most recent filing)

9235 KATY FWY

STE 100

HOUSTON, TX 77024

Carrier mix

Where DEMETRIUS G NAVARRO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	2	$147K	33.3%
BLUE CROSS OF CALIFORNIA	2	$8.2M	33.3%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.3M	16.7%
AETNA LIFE INSURANCE COMPANY	1	$1.2M	16.7%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	6	$10.8M	0.1%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DEMETRIUS G NAVARRO's plans by broker comp / premium ratio. Median 6.54% vs welfare-wide median 6.29% (n=6).

Prospect-flag exposure · vs market baseline

Share of DEMETRIUS G NAVARRO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where DEMETRIUS G NAVARRO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PROGRESO, LLC PROGRESO, LLC WELFARE BENEFIT PLAN	TX	$6.7M	$398K	BLUE CROSS BLUE SHIELD OF TEXAS
MCA COMMUNICATIONS, INC. MCA COMMUNICATIONS, INC. WELFARE BENEFITS PLAN	TX	$1.3M	$95K	UNITEDHEALTHCARE INSURANCE COMPANY
ASSOCIATION FOR THE ADVANCEMENT OF MEXICAN-AMERICANS ASSOCIATION FOR THE ADVANCEMENT OF MEXICAN-AMERICANS	TX	$1.5M	$79K	BLUE CROSS BLUE SHIELD OF TEXAS
SPRING BRANCH COMMUNITY HEALTH CENTER SPRING BRANCH COMMUNITY HEALTH CENTER EMPLOYEE BENEFITS PLAN	TX	$1.2M	$17K	AETNA LIFE INSURANCE CO.
REYTEC CONSTRUCTION RESOURCES INC REYTEC CONSTRUCTION RESOURCES	TX	$74K	$8K	PRINCIPAL LIFE INSURANCE COMPANY
REYTEC CONSTRUCTION RESOURCES INC REYTEC CONSTRUCTION RESOURCES	TX	$74K	$8K	PRINCIPAL LIFE INSURANCE COMPANY