Welfare broker

DEBORAH KENNEDY

Mailing address (most recent filing)

736 MARKET ST

STE 1000

CHATTANOOGA, TN 37402

Total comp: $110K
Commissions: $61K
Fees: $49K
Filings: 6
Sponsors: 6

Carrier mix

Where DEBORAH KENNEDY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$1.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	2	$1.7M	0.1%	65.05x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DEBORAH KENNEDY's plans by broker comp / premium ratio. Median 7.36% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of DEBORAH KENNEDY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DEBORAH KENNEDY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AAMCI - MANAGEMENT, INC AMERICAN APARTMENT MANAGEMENT CO, INC WELFARE BENEFIT PLAN	TN	$812K	$68K	BLUECROSS BLUESHIELD OF TENNESSEE, INC
PROFESSIONAL PERSONNEL SERVICES, INC. DBA LUTTRELL STAFFING GROUP PROFESSIONAL PERSONNEL SERVICE DBA LUTTRELL STAFFING GROUP HEALTH AND WELFARE PLAN	TN	$906K	$58K	BLUECROSS BLUE SHIELD OF TENNESSEE, INC.

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$1.7M

100.0%

State

Plans

Premium

State share

Index

$1.7M

0.1%

65.05x

Sponsor

Loc

Premium

Comp

Carrier

AAMCI - MANAGEMENT, INC

AMERICAN APARTMENT MANAGEMENT CO, INC WELFARE BENEFIT PLAN

$812K

$68K

BLUECROSS BLUESHIELD OF TENNESSEE, INC

PROFESSIONAL PERSONNEL SERVICES, INC. DBA LUTTRELL STAFFING GROUP

PROFESSIONAL PERSONNEL SERVICE DBA LUTTRELL STAFFING GROUP HEALTH AND WELFARE PLAN

$906K

$58K

BLUECROSS BLUE SHIELD OF TENNESSEE, INC.