Welfare broker

DEARDEN & ASSOCIATES INC INS GROUP

Mailing address (most recent filing)

1124 W. SOUTH JORDAN PKWY

SUITE D

SOUTH JORDAN, UT 84095

Total comp: $185K
Commissions: $168K
Fees: $17K
Filings: 5
Sponsors: 5

Carrier mix

Where DEARDEN & ASSOCIATES INC INS GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA50.0%
AFR LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$64K	50.0%
AFR LIFE INSURANCE COMPANY	1	$253K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$253K	0.1%	30.86x
UT	1	$64K	0.1%	65.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DEARDEN & ASSOCIATES INC INS GROUP's plans by broker comp / premium ratio. Median 27.39% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of DEARDEN & ASSOCIATES INC INS GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DEARDEN & ASSOCIATES INC INS GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HI-TECH SOLUTIONS, LLC HI-TECH SOLUTIONS, LLC WELFARE PLAN	WA	$253K	$98K	AFR LIFE INSURANCE COMPANY
TRACO MANUFACTURING INC. TRACO MANUFACTURING INC. LIFE INSURANCE PLAN	UT	$64K	$10K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA

$64K

50.0%

AFR LIFE INSURANCE COMPANY

$253K

50.0%

State

Plans

Premium

State share

Index

$253K

0.1%

30.86x

$64K

0.1%

65.73x

Sponsor

Loc

Premium

Comp

Carrier

HI-TECH SOLUTIONS, LLC

HI-TECH SOLUTIONS, LLC WELFARE PLAN

$253K

$98K

AFR LIFE INSURANCE COMPANY

TRACO MANUFACTURING INC.

TRACO MANUFACTURING INC. LIFE INSURANCE PLAN

$64K

$10K

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA