Welfare broker

DEACON & DEACON INS & BEN CONSULT

Mailing address (most recent filing)

PO BOX 2831

CHARLESTON, WV 25330

Total comp: $23K
Commissions: $23K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where DEACON & DEACON INS & BEN CONSULT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$130K	50.0%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$191K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WV	2	$321K	0.5%	276.42x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DEACON & DEACON INS & BEN CONSULT's plans by broker comp / premium ratio. Median 15.07% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of DEACON & DEACON INS & BEN CONSULT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DEACON & DEACON INS & BEN CONSULT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DUTCH MILLER AUTO GROUP DUTCH MILLER AUTO GROUP HEALTH PLAN	WV	$130K	$28K	PRINCIPAL LIFE INSURANCE COMPANY
RAINELLE MEDICAL CENTER, INC. RAINELLE MEDICAL CENTER, INC. HEALTH & WELFARE PLAN	WV	$191K	$17K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$130K

50.0%

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$191K

50.0%

State

Plans

Premium

State share

Index

$321K

0.5%

276.42x

Sponsor

Loc

Premium

Comp

Carrier

DUTCH MILLER AUTO GROUP

DUTCH MILLER AUTO GROUP HEALTH PLAN

$130K

$28K

PRINCIPAL LIFE INSURANCE COMPANY

RAINELLE MEDICAL CENTER, INC.

RAINELLE MEDICAL CENTER, INC. HEALTH & WELFARE PLAN

$191K

$17K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA