Welfare broker

DAVIS, WILLIAMS AND ASSOCIATES, INC

Mailing address (most recent filing)

8832 BLAKENEY PROFESSIONAL DRIVE

CHARLOTTE, NC 28277

Total comp: $74K
Commissions: $74K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where DAVIS, WILLIAMS AND ASSOCIATES, INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$1.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$1.1M	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVIS, WILLIAMS AND ASSOCIATES, INC's plans by broker comp / premium ratio. Median 7.57% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DAVIS, WILLIAMS AND ASSOCIATES, INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DAVIS, WILLIAMS AND ASSOCIATES, INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PINEHURST MEDICAL CLINIC, INC. PINEHURST MEDICAL CLINIC, INC. HEALTH & WELFARE PLAN	NC	$1.1M	$84K	UNUM LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$1.1M

100.0%

State

Plans

Premium

State share

Index

$1.1M

0.0%

47.73x

Sponsor

Loc

Premium

Comp

Carrier

PINEHURST MEDICAL CLINIC, INC.

PINEHURST MEDICAL CLINIC, INC. HEALTH & WELFARE PLAN

$1.1M

$84K

UNUM LIFE INSURANCE COMPANY OF AMERICA