Welfare broker

DAVID RUSSELL

Mailing address (most recent filing)

625 BUSH ROAD

NEW ALEXANDRIA, PA 15670

Total comp: $788
Commissions: $788
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where DAVID RUSSELL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$5K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$5K	0.0%	24.17x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVID RUSSELL's plans by broker comp / premium ratio. Median 12.33% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of DAVID RUSSELL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DAVID RUSSELL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KEYSTONE SURVEYING & MAPPING, INC. KEYSTONE SURVEYING & MAPPING WELFARE BENEFITS PLAN	PA	$5K	$585	COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY