Welfare broker

DAVID PALMER

Mailing address (most recent filing)

6201 BRITISH LANE

ARLINGTON, TX 76002

Total comp: $8K
Commissions: $3K
Fees: $4K
Filings: 2
Sponsors: 2

Carrier mix

Where DAVID PALMER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE STANDARD100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE STANDARD	1	$177K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$177K	0.0%	16.42x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVID PALMER's plans by broker comp / premium ratio. Median 12.40% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of DAVID PALMER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DAVID PALMER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SPSD, INC. SPSD, INC. EMPLOYEE BENEFITS PLAN	TX	$177K	$22K	STANDARD LIFE & ACCIDENT INSURANCE COMPANY