Welfare broker

DAVID FEINSTEIN

Mailing address (most recent filing)

46 BRUNDIGE DRIVE

GOLDENS BRIDGE, NY 10526

Total comp: $321K
Commissions: $302K
Fees: $19K
Filings: 2
Sponsors: 2

Carrier mix

Where DAVID FEINSTEIN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

EMBLEMHEALTH50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EMBLEMHEALTH	1	$3.1M	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$8.0M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	2	$11.0M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVID FEINSTEIN's plans by broker comp / premium ratio. Median 4.07% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of DAVID FEINSTEIN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DAVID FEINSTEIN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BOARD OF TRUSTEES LOCAL 450A WELFARE FUND AMALGAMATED UNION LOCAL 450A WELFARE FUND	NY	$8.0M	$342K	ANTHEM BLUE CROSS AND BLUE SHIELD (G1921)
IUJAT LOCAL 175 BENEFIT FUND IUJAT LOCAL 175 BENEFIT FUND	NY	$3.1M	$118K	EMBLEM HEALTH

Carrier

Plans

Premium

EMBLEMHEALTH

$3.1M

50.0%

ANTHEM LIFE INSURANCE COMPANY

$8.0M

50.0%

State

Plans

Premium

State share

Index

$11.0M

0.0%

19.82x

Sponsor

Loc

Premium

Comp

Carrier

BOARD OF TRUSTEES LOCAL 450A WELFARE FUND

AMALGAMATED UNION LOCAL 450A WELFARE FUND

$8.0M

$342K

ANTHEM BLUE CROSS AND BLUE SHIELD (G1921)

IUJAT LOCAL 175 BENEFIT FUND

$3.1M

$118K

EMBLEM HEALTH