Welfare broker

DAVID ADAMS

Mailing address (most recent filing)

301 E YAMATO RD, STE. 1200

BOCA RATON, FL 33431

Total comp: $133K
Commissions: $106K
Fees: $28K
Filings: 10
Sponsors: 10

Carrier mix

Where DAVID ADAMS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	2	$104K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$5K	0.0%	3.86x
FL	1	$99K	0.0%	12.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVID ADAMS's plans by broker comp / premium ratio. Median 41.02% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of DAVID ADAMS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DAVID ADAMS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SBL FREIGHTLINER, LLC SBL FREIGHTLINER, LLC WORKSITE BENEFIT PLAN	FL	$99K	$69K	COLONIAL LIFE & ACCIDENT INSURANCE COMPANY
KUHNLE BROTHERS KUHNLE BROTHERS HEALTH & WELFARE BENEFIT PLAN	OH	$5K	$649	COLONIAL LIFE & ACCIDENT INSURANCE COMPANY