Welfare broker

DAVID GROSSMAN

Mailing address (most recent filing)

33 CLINTON ROAD

SUITE 205

WEST CALDWELL, NJ 07006

Total comp: $98K
Commissions: $98K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where DAVID GROSSMAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HORIZON HEALTHCARE SERVICES, INC.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HORIZON HEALTHCARE SERVICES, INC.	1	$3.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	1	$3.4M	0.0%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVID GROSSMAN's plans by broker comp / premium ratio. Median 2.99% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DAVID GROSSMAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DAVID GROSSMAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CANFIELD SCIENTIFIC, INC. CANFIELD SCIENTIFIC, INC. GROUP HEALTH AND WELFARE	NJ	$3.4M	$101K	HORIZON HEALTHCARE SERVICES, INC.