Welfare broker

DAVEVIC BENEFIT CONSULTANTS, INC.

Mailing address (most recent filing)

902 SOUTH CENTER STREET

GROVE CITY, PA 16127

Total comp: $2.1M
Commissions: $1.9M
Fees: $179K
Filings: 47
Sponsors: 47

Carrier mix

Where DAVEVIC BENEFIT CONSULTANTS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA44.4%
UPMC HEALTH OPTIONS38.9%
UNITEDHEALTHCARE INSURANCE COMPANY5.6%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA5.6%
CIGNA HEALTH AND LIFE INSURANCE COMPANY5.6%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	8	$16.6M	44.4%
UPMC HEALTH OPTIONS	7	$13.9M	38.9%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$424K	5.6%
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA	1	$19K	5.6%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$997K	5.6%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	16	$27.6M	0.3%	21.32x
MD	1	$997K	0.1%	3.99x
CT	1	$3.4M	0.1%	5.76x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVEVIC BENEFIT CONSULTANTS, INC.'s plans by broker comp / premium ratio. Median 4.68% vs welfare-wide median 6.29% (n=18).

Prospect-flag exposure · vs market baseline

Share of DAVEVIC BENEFIT CONSULTANTS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-18 of 18 sponsors where DAVEVIC BENEFIT CONSULTANTS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VOGEL HOLDING, INC. VOGEL HOLDING, INC. WELFARE BENEFIT PLAN	PA	$5.9M	$312K	HIGHMARK INC.
YOUR BUILDING CENTERS INC YOUR BUILDING CENTER WELFARE BENEFIT PLAN	PA	$3.2M	$139K	UPMC HEALTH OPTIONS
TRI-COUNTY INDUSTRIES, INC. TRI-COUNTY INDUSTRIES, INC. HEALTH AND WELFARE PLAN FOR FULL-TIME EMPLOYEES	PA	$2.5M	$110K	UPMC HEALTH OPTIONS
ASSA ABLOY INC. ASSA ABLOY INC. MASTER MEDICAL BENEFIT PLAN	CT	$3.4M	$105K	UPMC HEALTH OPTIONS
WESTMINSTER COLLEGE WESTMINSTER COLLEGE WELFARE BENEFIT PLAN	PA	$2.3M	$99K	UPMC HEALTH OPTIONS
ST. PAUL HOMES ST. PAUL HOMES WELFARE BENEFIT PLAN	PA	$2.0M	$94K	HIGHMARK INC.
CCN AMERICA, LP CCN AMERICA, LP WELFARE BENEFIT PLAN	PA	$1.9M	$91K	HIGHMARK INC.
GROVE MANOR GROVE MANOR AND AFFILIATES GROUP BENEFIT PLAN	PA	$1.5M	$75K	HIGHMARK INC.
FORTA LLC FORTA LLC WELFARE BENEFIT PLAN	PA	$1.2M	$67K	HIGHMARK INC.
BERNER INTERNATIONAL LLC BERNER INTERNATIONAL CORPORATION WELFARE BENEFIT PLAN	PA	$1.9M	$61K	HIGHMARK, INC.
MAAK-ALAMO, LLC MAAK-ALAMO, LLC	PA	$988K	$60K	UPMC HEALTH OPTIONS
EVERETT CASH MUTUAL INSURANCE CO. EVERETT CASH MUTUAL INSURANCE CO. WELFARE BENEFIT PLAN	PA	$1.4M	$57K	HIGHMARK, INC.
DON SERVICES, INC. DON SERVICES, INC. WELFARE BENEFIT PLAN	PA	$745K	$43K	UPMC HEALTH OPTIONS
ICE QUBE, INC. ICE QUBE, INC. WELFARE BENEFIT PLAN	PA	$818K	$40K	UPMC HEALTH OPTIONS
BUSINESS OPERATIONAL CONCEPTS, LLC BUSINESS OPERATIONAL CONCEPTS, LLC WRAP BENEFIT PLAN	MD	$997K	$39K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
MCGILL, POWER, BELL AND ASSOCIATES, LLP MCGILL, POWER, BELL AND ASSOCIATES, LLP WELFARE BENEFIT PLAN	PA	$713K	$35K	HIGHMARK INC.
WESTMINSTER COLLEGE WESTMINSTER COLLEGE RETIREE MEDICAL PLAN	PA	$424K	$16K	UNITEDHEALTHCARE INSURANCE COMPANY OF NEW YORK
METCO INDUSTRIES, INC METCO INDUSTRIES, INC. GROUP LIFE INSURANCE PLAN	PA	$19K	$3K	EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA