Welfare broker

DANIEL ROBERT COPENHAGEN

Mailing address (most recent filing)

180 SPRING ST

PLEASANTON, CA 94566

Total comp: $210K
Commissions: $210K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where DANIEL ROBERT COPENHAGEN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$4.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$4.2M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DANIEL ROBERT COPENHAGEN's plans by broker comp / premium ratio. Median 4.85% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DANIEL ROBERT COPENHAGEN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DANIEL ROBERT COPENHAGEN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ZOHO CORPORATION ZOHO CORPORATION HEALTH AND WELFARE PLAN	CA	$4.2M	$204K	UNITEDHEALTHCARE INSURANCE COMPANY