Welfare broker

DANIEL KLUN

Mailing address (most recent filing)

37 FRANKLIN STREET SUITE 600

BUFFALO, NY 14202

Total comp: $2K
Commissions: $2K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where DANIEL KLUN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY	1	$23K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$23K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DANIEL KLUN's plans by broker comp / premium ratio. Median 1.91% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of DANIEL KLUN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DANIEL KLUN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LEAGUE FOR THE HANDICAPPED, INC. LEAGUE FOR THE HANDICAPPED, INC. SAFEHARBOR 401(K) PLAN	NY	$23K	$440	MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY