Welfare broker

DANIEL GOLDSTEIN

Mailing address (most recent filing)

1119 SOMERSET AVENUE

LAKEWOOD, NJ 08701

Total comp: $45K
Commissions: $44K
Fees: $1K
Filings: 2
Sponsors: 2

Carrier mix

Where DANIEL GOLDSTEIN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DEARBORN LIFE INSURANCE COMPANY50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DEARBORN LIFE INSURANCE COMPANY	1	$68K	50.0%
BLUE CROSS OF CALIFORNIA	1	$1.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$1.2M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DANIEL GOLDSTEIN's plans by broker comp / premium ratio. Median 8.74% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of DANIEL GOLDSTEIN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DANIEL GOLDSTEIN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
APARTMENT MANAGEMENT PROFESSIONALS, LLC AMP, LLC GROUP HEALTH INSURANCE PLAN	MI	$1.1M	$35K	BLUE CROSS BLUE SHIELD OF MICHIGAN
APARTMENT MANAGEMENT PROFESSIONALS, LLC AMP, LLC EMPLOYEE BENEFIT PLAN	MI	$68K	$10K	DEARBORN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

DEARBORN LIFE INSURANCE COMPANY

$68K

50.0%

BLUE CROSS OF CALIFORNIA

$1.1M

50.0%

State

Plans

Premium

State share

Index

$1.2M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

APARTMENT MANAGEMENT PROFESSIONALS, LLC

AMP, LLC GROUP HEALTH INSURANCE PLAN

$1.1M

$35K

BLUE CROSS BLUE SHIELD OF MICHIGAN

APARTMENT MANAGEMENT PROFESSIONALS, LLC

AMP, LLC EMPLOYEE BENEFIT PLAN

$68K

$10K

DEARBORN LIFE INSURANCE COMPANY