Welfare broker

DAMON M. YOUNG

Mailing address (most recent filing)

4122 TEXAS BOULEVARD

TEXARKANA, TX 75503

Total comp: $104K
Commissions: $103K
Fees: $1K
Filings: 3
Sponsors: 3

Carrier mix

Where DAMON M. YOUNG places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DEARBORN LIFE INSURANCE COMPANY66.7%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DEARBORN LIFE INSURANCE COMPANY	2	$279K	66.7%
BLUE CROSS OF CALIFORNIA	1	$2.4M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	3	$2.7M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAMON M. YOUNG's plans by broker comp / premium ratio. Median 13.17% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of DAMON M. YOUNG's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where DAMON M. YOUNG is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MUNCK WILSON MANDALA MUNCK WILSON MANDALA, LLP HEALTH PLAN	TX	$2.4M	$89K	BLUECROSS BLUESHIELD OF TEXAS
MUNCK WILSON MANDALA MUNCK WILSON MANDALA, LLP WELFARE PLAN	TX	$186K	$24K	DEARBORN LIFE INSURANCE COMPANY
RP GROUP, LLC RP GROUP, LLC LIFE AND ADD PLAN	TX	$94K	$18K	DEARBORN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

DEARBORN LIFE INSURANCE COMPANY

$279K

66.7%

BLUE CROSS OF CALIFORNIA

$2.4M

33.3%

State

Plans

Premium

State share

Index

$2.7M

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

MUNCK WILSON MANDALA

MUNCK WILSON MANDALA, LLP HEALTH PLAN

$2.4M

$89K

BLUECROSS BLUESHIELD OF TEXAS

MUNCK WILSON MANDALA

MUNCK WILSON MANDALA, LLP WELFARE PLAN

$186K

$24K

DEARBORN LIFE INSURANCE COMPANY

RP GROUP, LLC

RP GROUP, LLC LIFE AND ADD PLAN

$94K

$18K

DEARBORN LIFE INSURANCE COMPANY