Welfare broker

D. RYDER WITTER IV

Mailing address (most recent filing)

100 SUMMIT LAKE DR STE 400

VALHALLA, NY 10595

Total comp: $43K
Commissions: $43K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where D. RYDER WITTER IV places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$1.1M	0.0%	47.53x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of D. RYDER WITTER IV's plans by broker comp / premium ratio. Median 7.76% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of D. RYDER WITTER IV's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where D. RYDER WITTER IV is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WOM SOUTH INVESTORS, INC. WOM SOUTH INVESTORS HEALTH AND WELFARE PLAN	NC	$1.1M	$88K	BLUE CROSS BLUE SHIELD OF NORTH CAROLINA