Welfare broker

CU INSURANCE SOLUTIONS, LLC

Mailing address (most recent filing)

2 LEDGEVIEW DRIVE

WESTBROOK, ME 04092

Total comp: $257K
Commissions: $257K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where CU INSURANCE SOLUTIONS, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY33.3%
ANTHEM LIFE INSURANCE COMPANY33.3%
AETNA LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$72K	33.3%
ANTHEM LIFE INSURANCE COMPANY	1	$1.6M	33.3%
AETNA LIFE INSURANCE COMPANY	1	$2.3M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	3	$3.9M	0.8%	296.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CU INSURANCE SOLUTIONS, LLC's plans by broker comp / premium ratio. Median 8.59% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of CU INSURANCE SOLUTIONS, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where CU INSURANCE SOLUTIONS, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CU INSURANCE SOLUTIONS LLC INSURANCE TRUST LIFE INSURANCE AND DISABILITY PLAN	ME	$1.6M	$165K	ANTHEM HEALTH PLANS OF MAINE, INC.
SYNERGENT SYNERGENT EMPLOYEE BENEFITS PLAN	ME	$2.3M	$84K	AETNA LIFE INSURANCE CO.
FIVE COUNTY CREDIT UNION FIVE COUNTY CREDIT UNION LIFE, AD&D AND DEPENDENTS LIFE INSURANCE LONG TERM DISABILITY INSURANCE	ME	$72K	$6K	STANDARD INSURANCE COMPANY

Carrier

Plans

Premium

STANDARD INSURANCE COMPANY

$72K

33.3%

ANTHEM LIFE INSURANCE COMPANY

$1.6M

33.3%

AETNA LIFE INSURANCE COMPANY

$2.3M

33.3%

State

Plans

Premium

State share

Index

$3.9M

0.8%

296.27x

Sponsor

Loc

Premium

Comp

Carrier

CU INSURANCE SOLUTIONS LLC

INSURANCE TRUST LIFE INSURANCE AND DISABILITY PLAN

$1.6M

$165K

ANTHEM HEALTH PLANS OF MAINE, INC.

SYNERGENT

SYNERGENT EMPLOYEE BENEFITS PLAN

$2.3M

$84K

AETNA LIFE INSURANCE CO.

FIVE COUNTY CREDIT UNION

FIVE COUNTY CREDIT UNION LIFE, AD&D AND DEPENDENTS LIFE INSURANCE LONG TERM DISABILITY INSURANCE

$72K

$6K

STANDARD INSURANCE COMPANY