Welfare broker

CSONE BENEFIT SOLUTIONS

Mailing address (most recent filing)

PO BOX 1320

CONCORD, NH 03302

Total comp: $8K
Commissions: $8K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where CSONE BENEFIT SOLUTIONS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA	1	$95K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VT	1	$95K	0.4%	462.13x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CSONE BENEFIT SOLUTIONS's plans by broker comp / premium ratio. Median 8.59% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of CSONE BENEFIT SOLUTIONS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CSONE BENEFIT SOLUTIONS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BELLAVANCE TRUCKING, INC. BELLAVANCE TRUCKING HEALTH & WELFARE BENEFIT PLAN	VT	$95K	$8K	RENAISSANCE LIFE AND HEALTH INSURANCE COMPANY OF AMERICA