Welfare broker

CROSS POINTE INSURANCE ADVISORS LLC

Mailing address (most recent filing)

6701 BROADWAY EXTENSION

SUITE 200

FORT SMITH, OK 73116

Total comp: $430K
Commissions: $386K
Fees: $44K
Filings: 13
Sponsors: 13

Carrier mix

Where CROSS POINTE INSURANCE ADVISORS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA75.0%
DEARBORN LIFE INSURANCE COMPANY25.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	3	$5.6M	75.0%
DEARBORN LIFE INSURANCE COMPANY	1	$106K	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OK	3	$4.9M	0.3%	92.29x
AR	1	$795K	0.2%	55.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CROSS POINTE INSURANCE ADVISORS LLC's plans by broker comp / premium ratio. Median 5.95% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of CROSS POINTE INSURANCE ADVISORS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where CROSS POINTE INSURANCE ADVISORS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LIGHTHOUSE BEHAVIORAL WELLNESS CENTERS, INC. LIGHTHOUSE BEHAVIORAL WELLNESS CENTERS, INC.	OK	$3.9M	$174K	BLUE CROSS BLUE SHIELD OF OKLAHOMA
DILLMEIER ENTERPRISES INC. DILLMEIER ENTERPRISES HEALTH PLAN	AR	$795K	$51K	ARKANSAS BLUE CROSS AND BLUE SHIELD
L E JONES OPERATING INC L E JONES OPERATING INC HEALTH AND LIFE	OK	$869K	$48K	BLUE CROSS BLUE SHIELD OF OKLAHOMA
LIGHTHOUSE BEHAVIORAL WELLNESS CENTERS, INC. LIGHTHOUSE BEHAVIORAL WELLNESS CENTERS, INC.	OK	$106K	$16K	DEARBORN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$5.6M

75.0%

DEARBORN LIFE INSURANCE COMPANY

$106K

25.0%

State

Plans

Premium

State share

Index

$4.9M

0.3%

92.29x

$795K

0.2%

55.23x

Sponsor

Loc

Premium

Comp

Carrier

LIGHTHOUSE BEHAVIORAL WELLNESS CENTERS, INC.

$3.9M

$174K

BLUE CROSS BLUE SHIELD OF OKLAHOMA

DILLMEIER ENTERPRISES INC.

DILLMEIER ENTERPRISES HEALTH PLAN

$795K

$51K

ARKANSAS BLUE CROSS AND BLUE SHIELD

L E JONES OPERATING INC

L E JONES OPERATING INC HEALTH AND LIFE

$869K

$48K

BLUE CROSS BLUE SHIELD OF OKLAHOMA

LIGHTHOUSE BEHAVIORAL WELLNESS CENTERS, INC.

$106K

$16K

DEARBORN LIFE INSURANCE COMPANY