Welfare broker

CROLEY INSURANCE INC

Mailing address (most recent filing)

PO BOX A G S

SPRINGFIELD, MO 65808

Total comp: $159K
Commissions: $132K
Fees: $27K
Filings: 3
Sponsors: 3

Carrier mix

Where CROLEY INSURANCE INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
HEALTH NET50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$948K	50.0%
HEALTH NET	1	$2.6M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	2	$3.5M	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CROLEY INSURANCE INC's plans by broker comp / premium ratio. Median 4.79% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CROLEY INSURANCE INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CROLEY INSURANCE INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CERTIFIED EXPRESS, INC CERTIFIED EXPRESS, INC.	MO	$2.6M	$124K	HEALTHY ALLIANCE LIFE INSURANCE COMPANY
RBX INC RBX INC	MO	$948K	$45K	UNITEDHEALTHCARE INSURANCE COMPANY