Welfare broker

CRISTY JONES INSURANCE SERVICES INC

Mailing address (most recent filing)

121 MORNINGSIDE DRIVE

SAN ANSELMO, CA 94960

Total comp: $132K
Commissions: $128K
Fees: $4K
Filings: 2
Sponsors: 2

Carrier mix

Where CRISTY JONES INSURANCE SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$2.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	1	$2.3M	0.0%	53.08x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CRISTY JONES INSURANCE SERVICES INC's plans by broker comp / premium ratio. Median 4.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CRISTY JONES INSURANCE SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CRISTY JONES INSURANCE SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EVIDENT CHANGE EVIDENT CHANGE HEALTH AND WELFARE PLAN	WI	$2.3M	$91K	BLUE CROSS AND BLUE SHIELD OF WISCONSIN