Welfare broker

CRAIG PLOCH

Mailing address (most recent filing)

1470 NORWICH RD

WINSTON SALEM, NC 27127

Total comp: $59K
Commissions: $59K
Fees: $0
Filings: 7
Sponsors: 7

Carrier mix

Where CRAIG PLOCH places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERITAS LIFE INSURANCE CORP.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERITAS LIFE INSURANCE CORP.	1	$461K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$461K	0.0%	47.53x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CRAIG PLOCH's plans by broker comp / premium ratio. Median 16.71% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of CRAIG PLOCH's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CRAIG PLOCH is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SMITH-ROWE, LLC SMITH-ROWE, LLC GROUP MEDICAL PLAN	NC	$461K	$77K	AMERITAS LIFE INSURANCE CORP