Welfare broker

CRAIG ANDREW GARRISON

Mailing address (most recent filing)

825 SIMMS STREET

LAKEWOOD, CO 80401

Total comp: $3K
Commissions: $3K
Fees: $793
Filings: 3
Sponsors: 3

Carrier mix

Where CRAIG ANDREW GARRISON places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NORTHWESTERN MUTUAL100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NORTHWESTERN MUTUAL	1	$26K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CO	1	$26K	0.1%	81.26x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CRAIG ANDREW GARRISON's plans by broker comp / premium ratio. Median 12.65% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CRAIG ANDREW GARRISON's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CRAIG ANDREW GARRISON is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE RAMOS INJURY FIRM LLC THE RAMOS INJURY FIRM LLC WELFARE BENEFIT PLAN - GROUP LIFE	CO	$26K	$3K	NORTHWESTERN MUTUAL