Welfare broker

CORE INSURANCE GROUP

Mailing address (most recent filing)

50787 CORPORATE DR

SHELBY TOWNSHIP, MI 48315

Total comp: $175K
Commissions: $120K
Fees: $56K
Filings: 6
Sponsors: 6

Carrier mix

Where CORE INSURANCE GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
HEALTH ALLIANCE PLAN50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$446K	50.0%
HEALTH ALLIANCE PLAN	1	$688K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$1.1M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CORE INSURANCE GROUP's plans by broker comp / premium ratio. Median 9.19% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CORE INSURANCE GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CORE INSURANCE GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CENTURY PLASTICS, LLC CENTURY PLASTICS, LLC GROUP INSURANCE PLAN	MI	$446K	$59K	PRINCIPAL LIFE INSURANCE COMPANY
VINCE & JOES FRUIT MARKET, INC. VINCE & JOES FRUIT MARKET, INC. HEALTH AND WELFARE BENEFIT PLAN	MI	$688K	$36K	HEALTH ALLIANCE PLAN

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$446K

50.0%

HEALTH ALLIANCE PLAN

$688K

50.0%

State

Plans

Premium

State share

Index

$1.1M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

CENTURY PLASTICS, LLC

CENTURY PLASTICS, LLC GROUP INSURANCE PLAN

$446K

$59K

PRINCIPAL LIFE INSURANCE COMPANY

VINCE & JOES FRUIT MARKET, INC.

VINCE & JOES FRUIT MARKET, INC. HEALTH AND WELFARE BENEFIT PLAN

$688K

$36K

HEALTH ALLIANCE PLAN