Welfare broker

CORE EMPLOYER SERVICES

Mailing address (most recent filing)

5547 FOREST HIGHLAND CT.

WESTERVILLE, OH 43082

Total comp: $288K
Commissions: $113K
Fees: $175K
Filings: 2
Sponsors: 2

Carrier mix

Where CORE EMPLOYER SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	2	$5.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	2	$5.2M	0.1%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CORE EMPLOYER SERVICES's plans by broker comp / premium ratio. Median 5.72% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CORE EMPLOYER SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CORE EMPLOYER SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SHERWOOD INDUSTRIES, INC. SHERWOOD INDUSTRIES, INC. WELFARE BENEFITS PLAN	NJ	$3.4M	$187K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
CHARMANT USA INC CHARMANT USA HEALTH AND WELFARE PLAN	NJ	$1.8M	$105K	CIGNA HEALTH AND LIFE INSURANCE COMPANY

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$5.2M

100.0%

State

Plans

Premium

State share

Index

$5.2M

0.1%

46.37x

Sponsor

Loc

Premium

Comp

Carrier

SHERWOOD INDUSTRIES, INC.

SHERWOOD INDUSTRIES, INC. WELFARE BENEFITS PLAN

$3.4M

$187K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

CHARMANT USA INC

CHARMANT USA HEALTH AND WELFARE PLAN

$1.8M

$105K

CIGNA HEALTH AND LIFE INSURANCE COMPANY