Welfare broker

COPPER DUNN LLC

Mailing address (most recent filing)

10 POST OFFICE ROAD SUITE 222

SILVER SPRING, MD 20910

Total comp: $183K
Commissions: $34K
Fees: $149K
Filings: 5
Sponsors: 5

Carrier mix

Where COPPER DUNN LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY60.0%
BLUE CROSS OF CALIFORNIA40.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	3	$89K	60.0%
BLUE CROSS OF CALIFORNIA	2	$3.8M	40.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	3	$89K	0.2%	43.14x
VA	1	$1.4M	0.0%	9.18x
DC	1	$2.4M	0.2%	35.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of COPPER DUNN LLC's plans by broker comp / premium ratio. Median 20.00% vs welfare-wide median 6.29% (n=5).

Prospect-flag exposure · vs market baseline

Share of COPPER DUNN LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-5 of 5 sponsors where COPPER DUNN LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KIERNAN TREBACH LLP KIERNAN TREBACH LLP WELFARE BENEFIT PLAN	DC	$2.4M	$170K	CAREFIRST BLUECHOICE INC.
SUMMIT RIDGE ENERGY, LLC SUMMIT RIDGE ENERGY, LLC WELFARE WRAP PLAN	VA	$1.4M	$91K	CAREFIRST BLUECHOICE INC.
WORKSOURCE MONTGOMERY INC. WORKSOURCE MONTGOMERY INC. SHORT TERM DISABILITY PLAN	MD	$36K	$7K	UNITED OF OMAHA LIFE INSURANCE COMPANY
WORKSOURCE MONTGOMERY INC. WORKSOURCE MONTGOMERY INC. LONG TERM DISABILITY PLAN	MD	$28K	$6K	UNITED OF OMAHA LIFE INSURANCE COMPANY
WORKSOURCE MONTGOMERY, INC. WORKSOURCE MONTGOMERY, INC. LIFE INSURANCE PLAN	MD	$25K	$5K	UNITED OF OMAHA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITED OF OMAHA LIFE INSURANCE COMPANY

$89K

60.0%

BLUE CROSS OF CALIFORNIA

$3.8M

40.0%

State

Plans

Premium

State share

Index

$89K

0.2%

43.14x

$1.4M

0.0%

9.18x

$2.4M

0.2%

35.39x

Sponsor

Loc

Premium

Comp

Carrier

KIERNAN TREBACH LLP

KIERNAN TREBACH LLP WELFARE BENEFIT PLAN

$2.4M

$170K

CAREFIRST BLUECHOICE INC.

SUMMIT RIDGE ENERGY, LLC

SUMMIT RIDGE ENERGY, LLC WELFARE WRAP PLAN

$1.4M

$91K

CAREFIRST BLUECHOICE INC.

WORKSOURCE MONTGOMERY INC.

WORKSOURCE MONTGOMERY INC. SHORT TERM DISABILITY PLAN

$36K

$7K

UNITED OF OMAHA LIFE INSURANCE COMPANY

WORKSOURCE MONTGOMERY INC.

WORKSOURCE MONTGOMERY INC. LONG TERM DISABILITY PLAN

$28K

$6K

UNITED OF OMAHA LIFE INSURANCE COMPANY

WORKSOURCE MONTGOMERY, INC.

WORKSOURCE MONTGOMERY, INC. LIFE INSURANCE PLAN

$25K

$5K

UNITED OF OMAHA LIFE INSURANCE COMPANY