Welfare broker

CONSOLIDATED UNION

Mailing address (most recent filing)

504 HIGH STREET

LOGANSPORT, IN 46947

Total comp: $14K
Commissions: $14K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where CONSOLIDATED UNION places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$11K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	1	$11K	0.0%	33.97x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CONSOLIDATED UNION's plans by broker comp / premium ratio. Median 135.02% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CONSOLIDATED UNION's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CONSOLIDATED UNION is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MIKE ANDERSON AUTOMOTIVE GROUP, INC. MIKE ANDERSON AUTOMOTIVE GROUP, INC. WELFARE BENEFIT PLAN	IN	$11K	$14K	NATIONAL GUARDIAN LIFE INSURANCE COMPANY