Welfare broker

CONSOLIDATED AGENCIES, INC.

Mailing address (most recent filing)

33261 WOODWARD AVENUE

BIRMINGHAM, MI 48009

Total comp: $7K
Commissions: $7K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where CONSOLIDATED AGENCIES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIANCE STANDARD LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIANCE STANDARD LIFE INSURANCE COMPANY	1	$55K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$55K	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CONSOLIDATED AGENCIES, INC.'s plans by broker comp / premium ratio. Median 12.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CONSOLIDATED AGENCIES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CONSOLIDATED AGENCIES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
POLICE OFFICERS' ASSOCIATION OF MICHIGAN, INC. POLICE OFFICERS ASSOCIATION OF MICHIGAN GROUP LIFE	MI	$55K	$7K	RELIANCE STANDARD LIFE INSURANCE COMPANY