Welfare broker

CONSOCIATE GROUP

Mailing address (most recent filing)

2828 N MONROE

DECATUR, IL 62526

Total comp: $392K
Commissions: $0
Fees: $392K
Filings: 5
Sponsors: 5

Carrier mix

Where CONSOCIATE GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY50.0%
QBE INSURANCE50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$437K	50.0%
QBE INSURANCE	1	$598K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NE	1	$437K	0.1%	80.46x
MO	1	$598K	0.0%	8.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CONSOCIATE GROUP's plans by broker comp / premium ratio. Median 29.61% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CONSOCIATE GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CONSOCIATE GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AUTO TIRE & PARTS CO INC. AUTO TIRE & PARTS CO INC HEALTH PLAN	MO	$598K	$206K	QBE INSURANCE
HEAD START CHILD & FAMILY DEVELOPMENT PROGRAM, INC HEAD START CHILD & FAMILY DEVELOPMENT PROGRAM, INC CAFETERIA PLAN	NE	$437K	$108K	HCC LIFE INSURANCE COMPANY

Carrier

Plans

Premium

HCC LIFE INSURANCE COMPANY

$437K

50.0%

QBE INSURANCE

$598K

50.0%

State

Plans

Premium

State share

Index

$437K

0.1%

80.46x

$598K

0.0%

8.93x

Sponsor

Loc

Premium

Comp

Carrier

AUTO TIRE & PARTS CO INC.

AUTO TIRE & PARTS CO INC HEALTH PLAN

$598K

$206K

QBE INSURANCE

HEAD START CHILD & FAMILY DEVELOPMENT PROGRAM, INC

HEAD START CHILD & FAMILY DEVELOPMENT PROGRAM, INC CAFETERIA PLAN

$437K

$108K

HCC LIFE INSURANCE COMPANY