Welfare broker

CONNIE M. HARDER

Mailing address (most recent filing)

PO BOX 283

DILLSBURG, PA 17019

Total comp: $28K
Commissions: $28K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where CONNIE M. HARDER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$1.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$1.4M	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CONNIE M. HARDER's plans by broker comp / premium ratio. Median 2.31% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CONNIE M. HARDER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CONNIE M. HARDER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AKRION TECHNOLOGIES INC AKRION TECHNOLOGIES INC HEALTH AND WELFARE PLAN	PA	$1.4M	$31K	HIGHMARK INC.