Welfare broker

CONCEPTS GROUP LLC

Mailing address (most recent filing)

98 CONNECTICUT BOULEVARD

EAST HARDFORD, CT 06108

Total comp: $501
Commissions: $501
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where CONCEPTS GROUP LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$331K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CT	1	$331K	0.1%	103.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CONCEPTS GROUP LLC's plans by broker comp / premium ratio. Median 0.17% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CONCEPTS GROUP LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CONCEPTS GROUP LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ORTHOPEDIC ASSOCIATES OF HARTFORD, PC ORTHOPEDIC ASSOCIATES OF HARTFORD, PC	CT	$331K	$555	METROPOLITAN LIFE INSURANCE COMPANY