Welfare broker

COMPENSATION PROGRAMS, INC.

Mailing address (most recent filing)

1040 N COTNER BLVD

LINCOLN, NE 68505

Total comp: $201K
Commissions: $160K
Fees: $40K
Filings: 10
Sponsors: 10

Carrier mix

Where COMPENSATION PROGRAMS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY66.7%
MEDICA INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	2	$285K	66.7%
MEDICA INSURANCE COMPANY	1	$815K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NE	3	$1.1M	0.4%	160.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of COMPENSATION PROGRAMS, INC.'s plans by broker comp / premium ratio. Median 10.19% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of COMPENSATION PROGRAMS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where COMPENSATION PROGRAMS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
METALWORKS INC. METALWORKS INC. MEDICA INSURANCE	NE	$815K	$73K	MEDICA INSURANCE COMPANY
EAKES, INC. EAKES, INC. EMPLOYEE HEALTHCARE PLAN	NE	$119K	$17K	PRINCIPAL LIFE INSURANCE COMPANY
METALWORKS, INC. METALWORKS, INC. BENEFITS PLAN	NE	$166K	$17K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$285K

66.7%

MEDICA INSURANCE COMPANY

$815K

33.3%

State

Plans

Premium

State share

Index

$1.1M

0.4%

160.93x

Sponsor

Loc

Premium

Comp

Carrier

METALWORKS INC.

METALWORKS INC. MEDICA INSURANCE

$815K

$73K

MEDICA INSURANCE COMPANY

EAKES, INC.

EAKES, INC. EMPLOYEE HEALTHCARE PLAN

$119K

$17K

PRINCIPAL LIFE INSURANCE COMPANY

METALWORKS, INC.

METALWORKS, INC. BENEFITS PLAN

$166K

$17K

PRINCIPAL LIFE INSURANCE COMPANY