Welfare broker

COMPANION LIFE INSURANCE COMPANY

Mailing address (most recent filing)

PO BOX 100102

CLOLUBIA, SC 29202

Total comp: $710K
Commissions: $71K
Fees: $639K
Filings: 5
Sponsors: 5

Carrier mix

Where COMPANION LIFE INSURANCE COMPANY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

VIVA HEALTH50.0%
RXBENEFITS, INC.50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
VIVA HEALTH	1	$1.0M	50.0%
RXBENEFITS, INC.	1	$3.8M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	1	$3.8M	0.2%	110.46x
AL	1	$1.0M	0.1%	53.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of COMPANION LIFE INSURANCE COMPANY's plans by broker comp / premium ratio. Median 21.29% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of COMPANION LIFE INSURANCE COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where COMPANION LIFE INSURANCE COMPANY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FUTUREFUEL CHEMICAL COMPANY FUTUREFUEL CHEMICAL COMPANY HEALTH AND WELFARE PLANS	AR	$3.8M	$1.1M	RXBENEFITS, INC.
BTC WHOLESALE DISTRIBUTORS, INC. BTC WHOLESALE DISTRIBUTORS, INC. WRAP PLAN	AL	$1.0M	$133K	VIVA HEALTH

Carrier

Plans

Premium

VIVA HEALTH

$1.0M

50.0%

RXBENEFITS, INC.

$3.8M

50.0%

State

Plans

Premium

State share

Index

$3.8M

0.2%

110.46x

$1.0M

0.1%

53.89x

Sponsor

Loc

Premium

Comp

Carrier

FUTUREFUEL CHEMICAL COMPANY

FUTUREFUEL CHEMICAL COMPANY HEALTH AND WELFARE PLANS

$3.8M

$1.1M

RXBENEFITS, INC.

BTC WHOLESALE DISTRIBUTORS, INC.

BTC WHOLESALE DISTRIBUTORS, INC. WRAP PLAN

$1.0M

$133K

VIVA HEALTH