Welfare broker

COMMONWEALTH EMPLOYEE BENEFIT SOLUT

Mailing address (most recent filing)

3200 TURTLE NECK RD, STE 101

PORTSMOUTH, VA 23703

Total comp: $31K
Commissions: $31K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where COMMONWEALTH EMPLOYEE BENEFIT SOLUT places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
HI	1	$1.0M	0.2%	283.20x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of COMMONWEALTH EMPLOYEE BENEFIT SOLUT's plans by broker comp / premium ratio. Median 3.76% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of COMMONWEALTH EMPLOYEE BENEFIT SOLUT's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where COMMONWEALTH EMPLOYEE BENEFIT SOLUT is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KUKULU LLC KUKULU LLC EMPLOYEE BENEFITS PLAN	HI	$1.0M	$38K	UNITEDHEALTHCARE INSURANCE COMPANY