Welfare broker

COBLE-CRAVENS FINANCIAL

Mailing address (most recent filing)

504 W MAIN ST

ARLINGTON, TX 76010

Total comp: $61K
Commissions: $60K
Fees: $994
Filings: 3
Sponsors: 3

Carrier mix

Where COBLE-CRAVENS FINANCIAL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$999K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$999K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of COBLE-CRAVENS FINANCIAL's plans by broker comp / premium ratio. Median 5.22% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of COBLE-CRAVENS FINANCIAL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where COBLE-CRAVENS FINANCIAL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE OAKRIDGE SCHOOL THE OAKRIDGE SCHOOL LIFE INSURANCE PLAN	TX	$999K	$52K	HEALTH CARE SERVICE CORPORATION