Welfare broker

COASTAL BENEFITS

Mailing address (most recent filing)

150 RIVER ROAD E3

MONTVILLE, NJ 07045

Total comp: $134K
Commissions: $134K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where COASTAL BENEFITS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HORIZON HEALTHCARE SERVICES, INC.75.0%
AETNA LIFE INSURANCE COMPANY25.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HORIZON HEALTHCARE SERVICES, INC.	3	$2.8M	75.0%
AETNA LIFE INSURANCE COMPANY	1	$71K	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NJ	4	$2.9M	0.2%	46.37x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of COASTAL BENEFITS's plans by broker comp / premium ratio. Median 4.68% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of COASTAL BENEFITS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where COASTAL BENEFITS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PRESSLER, FELT AND WARSHAW, LLP PRESSLER AND PRESSLER LLP HEALTH PLAN	NJ	$1.4M	$66K	HORIZON HEALTHCARE SERVICES, INC.
TRIGYN TECHNOLOGIES, INC. HEALTH	NJ	$1.4M	$61K	HORIZON HEALTHCARE SERVICES, INC.
TRIGYN TECHNOLOGIES, INC. DENTAL	NJ	$71K	$4K	AETNA LIFE INSURANCE CO
PRESSLER, FELT AND WARSHAW, LLP PRESSLER AND PRESSLER LLP DENTAL PLAN	NJ	$58K	$3K	HORIZON HEALTHCARE SERVICES, INC.

Carrier

Plans

Premium

HORIZON HEALTHCARE SERVICES, INC.

$2.8M

75.0%

AETNA LIFE INSURANCE COMPANY

$71K

25.0%

State

Plans

Premium

State share

Index

$2.9M

0.2%

46.37x

Sponsor

Loc

Premium

Comp

Carrier

PRESSLER, FELT AND WARSHAW, LLP

PRESSLER AND PRESSLER LLP HEALTH PLAN

$1.4M

$66K

HORIZON HEALTHCARE SERVICES, INC.

TRIGYN TECHNOLOGIES, INC.

HEALTH

$1.4M

$61K

HORIZON HEALTHCARE SERVICES, INC.

TRIGYN TECHNOLOGIES, INC.

DENTAL

$71K

$4K

AETNA LIFE INSURANCE CO

PRESSLER, FELT AND WARSHAW, LLP

PRESSLER AND PRESSLER LLP DENTAL PLAN

$58K

$3K

HORIZON HEALTHCARE SERVICES, INC.