Welfare broker

COACHING FINANCIAL CONCEPTS

Mailing address (most recent filing)

2200 E DAVON AVE, SUITE 357

DES PLAINES, IL 60018

Total comp: $54K
Commissions: $54K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where COACHING FINANCIAL CONCEPTS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$415K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$415K	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of COACHING FINANCIAL CONCEPTS's plans by broker comp / premium ratio. Median 9.33% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of COACHING FINANCIAL CONCEPTS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where COACHING FINANCIAL CONCEPTS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CARTHAGE VETERINARY SERVICE, LTD. CARTHAGE VETERINARY SERVICE, LTD HEALTH CARE PLAN	IL	$415K	$39K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA