Welfare broker

CMR BENEFITS GROUP INC

Mailing address (most recent filing)

475 W TERRA COTTA AVENUE

SUITE F2

CRYSTAL LAKE, IL 60014

Total comp: $270K
Commissions: $256K
Fees: $14K
Filings: 13
Sponsors: 13

Carrier mix

Where CMR BENEFITS GROUP INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY33.3%
HCC LIFE INSURANCE COMPANY33.3%
DEARBORN LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.1M	33.3%
HCC LIFE INSURANCE COMPANY	1	$277K	33.3%
DEARBORN LIFE INSURANCE COMPANY	1	$70K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	3	$1.5M	0.1%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CMR BENEFITS GROUP INC's plans by broker comp / premium ratio. Median 12.40% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of CMR BENEFITS GROUP INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where CMR BENEFITS GROUP INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ACCUQUOTE, INC. ACCUQUOTE, INC. WELFARE PLAN	IL	$1.1M	$143K	UNITEDHEALTHCARE INSURANCE COMPANY
SLIDEMATIC PRECISION COMPONENTS, INC. SEWARD SCREW PRECISION MACHINED PARTS EMPLOYEE BENEFIT PLAN	IL	$70K	$9K	DEARBORN LIFE INSURANCE COMPANY
CONCENTRIC ROCKFORD INC. CONCENTRIC ROCKFORD INC. GROUP INSURANCE PLAN	IL	$277K	$6K	HCC LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$1.1M

33.3%

HCC LIFE INSURANCE COMPANY

$277K

33.3%

DEARBORN LIFE INSURANCE COMPANY

$70K

33.3%

State

Plans

Premium

State share

Index

$1.5M

0.1%

28.47x

Sponsor

Loc

Premium

Comp

Carrier

ACCUQUOTE, INC.

ACCUQUOTE, INC. WELFARE PLAN

$1.1M

$143K

UNITEDHEALTHCARE INSURANCE COMPANY

SLIDEMATIC PRECISION COMPONENTS, INC.

SEWARD SCREW PRECISION MACHINED PARTS EMPLOYEE BENEFIT PLAN

$70K

$9K

DEARBORN LIFE INSURANCE COMPANY

CONCENTRIC ROCKFORD INC.

CONCENTRIC ROCKFORD INC. GROUP INSURANCE PLAN

$277K

$6K

HCC LIFE INSURANCE COMPANY