Welfare broker

CMA AGENCY

Mailing address (most recent filing)

305 GREEN STREET NW

GAINESVILLE, GA 30501

Total comp: $4K
Commissions: $4K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where CMA AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERICAN UNITED LIFE INSURANCE COMPANY50.0%
UNITED OF OMAHA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERICAN UNITED LIFE INSURANCE COMPANY	1	$4K	50.0%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$74K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	2	$78K	0.0%	15.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CMA AGENCY's plans by broker comp / premium ratio. Median 11.53% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CMA AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CMA AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
QUALITY FOODS OF COMMERCE, INC. QUALITY FOODS CAFETERIA PLAN	GA	$74K	$3K	UNITED OF OMAHA LIFE INSURANCE COMPANY
QUALITY FOODS OF COMMERCE, INC. QUALITY FOODS EMPLOYEE HEALTH BENEFIT PLAN	GA	$4K	$729	AMERICAN UNITED LIFE INSURANCE COMPANY

Carrier

Plans

Premium

AMERICAN UNITED LIFE INSURANCE COMPANY

$4K

50.0%

UNITED OF OMAHA LIFE INSURANCE COMPANY

$74K

50.0%

State

Plans

Premium

State share

Index

$78K

0.0%

15.18x

Sponsor

Loc

Premium

Comp

Carrier

QUALITY FOODS OF COMMERCE, INC.

QUALITY FOODS CAFETERIA PLAN

$74K

$3K

UNITED OF OMAHA LIFE INSURANCE COMPANY

QUALITY FOODS OF COMMERCE, INC.

QUALITY FOODS EMPLOYEE HEALTH BENEFIT PLAN

$4K

$729

AMERICAN UNITED LIFE INSURANCE COMPANY