Welfare broker

CLOUD PEAK LLC

Mailing address (most recent filing)

10 OTTAWA AVE SW

GRAND RAPIDS, MI 49503

Total comp: $0
Commissions: $0
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where CLOUD PEAK LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

EMBLEMHEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EMBLEMHEALTH	1	$509K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$509K	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CLOUD PEAK LLC's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of CLOUD PEAK LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CLOUD PEAK LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SICKNESS & ACCIDENT FUND OF LOCAL ONE, ALA FOR LITHOGRAPHIC EMPLOYEE SICKNESS & ACCIDENT FUND OF LOCAL ONE, ALA FOR LITHOGRAPHIC EMPLOYEE	NY	$509K	$0	EMBLEM HEALTH