Welfare broker

CLIENT FIRST LLC

Mailing address (most recent filing)

PO BOX 65262

ALBUQUERQUE, NM 87193

Total comp: $62K
Commissions: $62K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where CLIENT FIRST LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRESBYTERIAN HEALTH PLAN INC.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRESBYTERIAN HEALTH PLAN INC.	1	$1.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NM	1	$1.7M	0.4%	454.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CLIENT FIRST LLC's plans by broker comp / premium ratio. Median 5.35% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CLIENT FIRST LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CLIENT FIRST LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EL CENTRO FAMILY HEALTH EL CENTRO FAMILY HEALTH	NM	$1.7M	$91K	PRESBYTERIAN INSURANCE INC.