Welfare broker

CLEVER BENEFIT SOLUTIONS LLC

Mailing address (most recent filing)

6015 YARWELL DR

HOUSTON, TX 77096

Total comp: $778
Commissions: $778
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where CLEVER BENEFIT SOLUTIONS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

TRANSAMERICA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
TRANSAMERICA LIFE INSURANCE COMPANY	1	$8K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$8K	0.0%	16.64x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CLEVER BENEFIT SOLUTIONS LLC's plans by broker comp / premium ratio. Median 15.00% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of CLEVER BENEFIT SOLUTIONS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CLEVER BENEFIT SOLUTIONS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
IQS, INC. IQS, INC. LIFE INSURANCE PLAN	TX	$8K	$1K	TRANSAMERICA LIFE INSURANCE COMPANY