Welfare broker

CLEARLY BENEFITS GROUP INSURANCE

Mailing address (most recent filing)

83 WOOSTER HEIGHTS ROAD

DANBURY, CT 06810

Total comp: $34K
Commissions: $34K
Fees: $187
Filings: 3
Sponsors: 3

Carrier mix

Where CLEARLY BENEFITS GROUP INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$2.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$2.7M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CLEARLY BENEFITS GROUP INSURANCE's plans by broker comp / premium ratio. Median 1.95% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CLEARLY BENEFITS GROUP INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CLEARLY BENEFITS GROUP INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PERNOD RICARD USA, LLC PERNOD RICARD USA, LLC HEALTH AND WELFARE BENEFITS PLAN	NY	$2.7M	$53K	KAISER FOUNDATION HEALTH PLAN, INC.