Welfare broker

CLAYTON E JOHNSON INSURANCE

Mailing address (most recent filing)

SERVICE, INC

PO BOX 87

LAUREL, MS 394410087

Total comp: $143K
Commissions: $142K
Fees: $29
Filings: 4
Sponsors: 4

Carrier mix

Where CLAYTON E JOHNSON INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$2.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	2	$2.3M	0.4%	248.48x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CLAYTON E JOHNSON INSURANCE's plans by broker comp / premium ratio. Median 8.74% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CLAYTON E JOHNSON INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CLAYTON E JOHNSON INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
KEITHCO PETROLEUM, INC. KEITHCO PETROLEUM HEALTH & WELFARE BENEFITS PLAN	MS	$1.3M	$137K	UNITEDHEALTHCARE INSURANCE COMPANY
THE ESSMUELLER COMPANY THE ESSMUELLER COMPANY HEALTH BENEFIT PLAN	MS	$1.0M	$71K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$2.3M

100.0%

State

Plans

Premium

State share

Index

$2.3M

0.4%

248.48x

Sponsor

Loc

Premium

Comp

Carrier

KEITHCO PETROLEUM, INC.

KEITHCO PETROLEUM HEALTH & WELFARE BENEFITS PLAN

$1.3M

$137K

UNITEDHEALTHCARE INSURANCE COMPANY

THE ESSMUELLER COMPANY

THE ESSMUELLER COMPANY HEALTH BENEFIT PLAN

$1.0M

$71K

UNITEDHEALTHCARE INSURANCE COMPANY