Welfare broker

CLARITY BENEFIT SOLUTIONS, INC.

Mailing address (most recent filing)

77 BRANT AVE.

STE 206

CLARK, NJ 07066

Total comp: $36K
Commissions: $0
Fees: $36K
Filings: 1
Sponsors: 1

Carrier mix

Where CLARITY BENEFIT SOLUTIONS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$1.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	1	$1.7M	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CLARITY BENEFIT SOLUTIONS, INC.'s plans by broker comp / premium ratio. Median 3.54% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CLARITY BENEFIT SOLUTIONS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CLARITY BENEFIT SOLUTIONS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FREDERICK HEALTH HOSPITAL, INC. FREDERICK HEALTH, HEALTH AND WELFARE BENEFITS PLAN	MD	$1.7M	$61K	LIFE INSURANCE COMPANY OF NORTH AMERICA