Welfare broker

CLAIRE E. KLINGELHOFER

Mailing address (most recent filing)

638 DETROIT AVE.

LAKE ORION, MI 48362

Total comp: $70K
Commissions: $32K
Fees: $38K
Filings: 2
Sponsors: 2

Carrier mix

Where CLAIRE E. KLINGELHOFER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$1.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$1.3M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CLAIRE E. KLINGELHOFER's plans by broker comp / premium ratio. Median 8.17% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CLAIRE E. KLINGELHOFER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CLAIRE E. KLINGELHOFER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ARVCO CONTAINER CORPORATION THE ARVCO CONTAINER CORP. CAFETERIA PLAN	MI	$456K	$49K	BLUE CROSS BLUE SHIELD OF MICHIGAN
ACCURATE GAUGE & MFG. INC. ACCURATE GAUGE HEALTH AND WELFARE PLAN	MI	$858K	$48K	BLUE CROSS BLUE SHIELD OF MICHIGAN